A normal modern bank card (with 2FA) through a payment provider which obfuscates everything besides the name on your bank account and your bank account number (this will also share the country of your bank if you are in a SEPA region).
And since people younger than 18 can use that system, they cannot use that for verification.
Plus, you won’t be at risk of spending money you don’t have, and it doesn’t negatively impact your credit score like even having a credit card does in some countries.
Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?
That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?
There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.
How do you suggest people pay for Spotify?
A normal modern bank card (with 2FA) through a payment provider which obfuscates everything besides the name on your bank account and your bank account number (this will also share the country of your bank if you are in a SEPA region). And since people younger than 18 can use that system, they cannot use that for verification.
Plus, you won’t be at risk of spending money you don’t have, and it doesn’t negatively impact your credit score like even having a credit card does in some countries.
He’s saying if you have a credit card to pay there’s no need to verify (I think)
Edit: nah I’m wrong, cheers
I just hate credit cards since they are like the worst payment method unless you want to dig a financial hole for yourself
Only if you’re bad with money. Nothing wrong with credit cards themselves, and most of them these days are credit/debit cards.
Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?
That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?
There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.