Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?
That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?
There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.
Only if you’re bad with money. Nothing wrong with credit cards themselves, and most of them these days are credit/debit cards.
Besides that, credit cards (and chipless debit cards) are unsecure? That receiving credit cards payments costs more in terms of administration costs?
That credit cards are a system designed for consumerism (you see this especially in the US) and that people who grew up with credit cards being the default/more common payment method are often worse with money?
There is a reason why you can only own credit cards if you are an adult, but you can own chipped debit cards earlier.