I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.

Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.

So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.

I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.

  • Psythik@lemmy.worldEnglish
    5·
    12 hours ago

    Find a bank that doesn’t charge overdraft fees. If you so happen to live in Colorado or Arizona, FirstBank is a good choice.

    Not only are there no fees for anything, they even give you the option to block your card from charging more than your available balance. Card machines will literally only do a partial payment, using whatever is left in your account, allowing you to pay the remaining balance with another form of payment. It works everywhere and is really neat. Find a bank that offers this.