I had $50 in venmo, which I used to purchase groceries, because my bank account is currently negative.
Instead of using the $50 in my bank account, instead, a week later the $50 came out of my bank account, not touching the Venmo balance at all.
So now I have an overdraft fee, effectively meaning I paid 1.5 times for those groceries.
I don’t have “overdraft protection,” I’ve told my bank I don’t want overdrafts to go through, but fuck me for being poor I guess.
Wells Fargo used to do that to me.
Yeah because that robot needed to be reimbursed for their time lost moving MY money from one account to another.
I had money transferred into savings because that was the requirement to have a “free” checking account despite me not wanting to use their bullshit savings account. It finally led to me canceling it because “you transfer too often from your savings account” and they cited this stupid law that says I can only transfer from savings so many times before triggering yet another fee that goes to the bank.
Fuck all these big banks and the banking system that enables this shitty behavior.