there are some good guys out there
I know that. But it’s just a general rule at this point: I just don’t give money. It’s rarely satisfying to give money (and yes, the person doing the donation needs to feel good doing it too) and I just don’t want to find out who deserves to get mine and who doesn’t. I understand your sentiment too, but that’s my personal rule. One has to draw the line somewhere: I’m not Mother Theresa and I reckon I contribute more than the average person to my local community. But I’m also free to donate what I want to donate, and money isn’t part of what I want to donate.
You don’t have a disability. Just saying.