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Joined 2 years ago
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Cake day: September 30th, 2023

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  • I’ve noticed this as well, first time was Texas in 2020. I’d lived in other places prior and never noticed it. I’ve sinced moved away from Texas, and the bahavior is a lot less common here. I couldn’t figure out why people did it. My theory is, people initially stop at a reasonable distance from the next car and pull out their phone. The next car moves a bit forward for some reason, and the person on their phone doesn’t notice.





  • I really want to love this kid and being a dad but at this point it’s a job and I hate my job even though I’m killing it in the effort game.

    You will love your kid, don’t worry about that. Maybe you already do. There is no ah-ha moment, so it’s hard to tell. It’s not the same feeling as loving a significant other or a parent. It’s something else entirely and you’ve never experienced it before, you probably don’t realize you have it. My wife was the same way, took her a bit, but she loves it now.

    You are killing it in the effort game. You’ve done an amazing job so far. Frankly, if what you say is true, you’re making most of us look pretty bad, myself included. Be proud. Also get your mom to help. From an evolutionary perspective, that’s what grandmas are for, so don’t feel bad asking for help.

    I never truly wanted to have a kid for a whole list of reasons including climate change, growing instability, feeling like I already don’t have time to do the things I want to do, not feeling like I have my shit together (on paper I do, but I don’t feel like that), not understanding what it means to be “happy”…stuff like that.

    First, you’re exactly the type of person who should be having a kid. So many intelligent, good, empathetic, introspective people choose not to have kids because of the reasons you listed, but let’s be honest, they’re scared little bitches. You’re not one of them anymore. You have a living, breathing stake in the future and you have your shit together because you had a kid on purpose. Could your shit be more together? Perhaps. Does it need to be? No. Your shit is good enough. People in worse situations have kids and it works out.

    If you and people like you didn’t have kids, then the only people having kids would be… bad. It would be bad and we can’t have that. So thank you, there will now likely be another good, intelligent, empathetic, and introspective person to take your place someday.

    Second, I don’t know what it means to be happy either but I don’t care. I think that makes me happy in some way. But who knows, all I know is I’m not sad, and that’s good enough for me.

    Third, you’ll be able to do the things you want to do. Things are a bit busy at the moment but as others have said it’ll get easier. Your wife will continue to recover (but beware post partium depression) and your kid will get more and more capable. It happens fast.

    Lastly, ask yourself why the crying bothers you so much? If it’s just the volume, then wear ear protection. That helped me. If it’s not the volume, then what is it?


  • Again, the article does not support your assertion. It seems you have been led on by the suggestion presented in the article. If you consider the statistics the author presented without that suggestion, you’ll realize they’re fairly unrelated data points that add up to… several interesting, but unrelated data points.

    Furthermore, it’s a nation wide data set, right? So how does that break down along state lines? For example, did enough people stay home in Michigan to affect the outcome of Michigan? We don’t know based on the data presented in the article.

    Now, would you like to discuss my critical thinking skills? If you have more data I’d be happy to consider it.












  • No no, it’s great, thanks for sharing and sorry for your troubles. As I was reading your first comment I was getting freedom vibes and then, oh shit, you dropped their name. Yay! /s

    The level of incompetence I’ve seen is peanuts compared to what you’ve been through. I looked up the specifics of PMI cancellation from the consumer financial protection bureau and the last letter they sent is simply wrong, while the second one was 99% correct. I think I’ll send them copies of the letters and ask for clarification just to be a hassel.

    Again I keep thinking AI. In what way they’re using it, I don’t know, but the randomness of the responses I’ve received makes me think nobody is at the wheel. The one time I called, the person gave me inaccurate numbers for pmi cancellation, and he said had to wait for a calculator to spit out a value. Perhaps they are interacting with an AI that dictates their output.


  • I also noticed there is something fucky going on at Freedom Mortgage. I asked them about the requirements for canceling my PMI. The guy on the phone said one thing, then I received an unrequested letter saying something else, then another unrequested letter completly contradicting everything prior, saying I can’t cancel PMI even if I pay down the principal to the PMI threshold, which I’m pretty sure isn’t how it works. I think they have AI running everything or something.