Strictly speaking, this isn’t true throughout the entire US. Wait staff in Washington, for example, get paid the full state minimum wage, and the minimum wage act explicitly requires that tips be paid to employees rather than retained by the restaurant. Of course, actual practice or compliance can differ, but there are a few states with better laws than the norm.
I’m in a similar boat. I found that concentrating on short stories was really helpful to build my confidence in my prose. I am currently bouncing between two novel ideas, with maybe 15k words on one, and about 10k on the other. I ended up not liking my first attempt (the longer) and plan to go back to the table and do world building again before making another attempt. On the second, I am slowly writing it out, but it is painstaking work.
While I haven’t solved this problem, I think what you and I need to do is the same: just keep writing. Don’t edit as you go. The more you build it out, the more you’ll feel connected to your characters, and the more you’ll want to explore them in other situations. Get your ideas on the page, and eventually you’ll be able to figure out what you specifically don’t like. And then you can start again or start a new project with that in mind.
Wishing you the best!
You’re likely thinking about Stalker: Shadow of Chernobyl. I played it and a sequel (Call of Pripyat) recently on semi-modern hardware, but YMMV. I loved Stalker back in the day.
I haven’t personally tried it, but I’ve also been watching Chernobylite on Steam with interest. It seems like it may be intended to be a spiritual successor to Stalker. It’s been on sale recently, too.