Chiropractors.
Private health insurance is the biggest fucking scam ever. The private insurance companies benefit by getting the aggregate healthiest population into their plans (working adults). The most likely to be expensive people, i.e. old people (on medicare) or poor people (on medicaid, or not even on an insurance plan) are on government, tax payer insurance plans. There is literally no reason except for corporate profiteering that Medicare should not be expanded to cover all people.
Also all those conversations, especially in the 2020 election period, were totally bullshit. You say something like M4A will cost 44 trillion dollars or whatever, which sounds like an insane amount of money. What is often left out of the discussion is that estimated cost was 1) over 10 years and 2) has to be weighed against the current costs we already pay for insurance. So the deal was very simple: the overall costs would go down because the overall spending would be less, and at the same time millions of people without coverage would be covered, and at the same time you don’t have to contemplate stupid bullshit like in network, out of network providers. Or ever again talk to your insurance about why something is or isn’t covered. Boils my blood when I think too much about this.
Not even gonna weigh in on things like how medicare can’t negotiate prescription drug prices (https://www.nytimes.com/2023/07/23/us/politics/medicare-drug-price-negotiations-lawsuits.html), or how dental, vision, and hearing are treated separately from general healthcare, or how med school is prohibitively expensive, or how the residents after med school are overworked because the guy who institutionalize that practice was literally a cokehead. Those are all just bonus topics. The point is we are getting fleeced.
The stock market and publicly traded companies. The idea that a business that is making consistent profits isn’t good unless those profits are increased each quarter is asinine. This system of shortsighted hyper focus on short term quarterly growth for the sake of growth is the cause of so much pain and suffering in the world. Even companies with amazing financials will work to push workers compensation down, cut corners and exploit loopholes to make sure their profits are always growing. Consistent large profits aren’t good enough.
My personal top 3:
- insurance
- subscriptions
- Google and similar data hungry companies (while not a financial scam but moreso a privacy scam, companies like Google and Meta profiteering on our personal data without our knowledge or awareness)
Subscriptions.
People pay every month but most don’t use the sub to it’s full value, and forget how expensive it becomes over the years. And you don’t own anything on a subscription, you just borrow it.
Also trial periods that prolong automatically into subscriptions.
Unpaid overtime.
Framing “fulfilling your contract” as “silent quitting”.
In what other context would be “delivering what’s in the contract” anything less than satisfactory?
When I buy a litre of milk and the box contains exactly a litre of milk it isn’t “silent stealing” either.
Car based infrastructure
the stock market
capitalism
Wedding rings/diamonds in general.
The tradition isn’t as old as people think and was literally started by a jewelry company to sell more jewelry. Specifically diamonds, which are not as rare as commonly believed and if not for the false scarcity and misinformation, would be dirt cheap.
It’s crazy that even when people are told about this, they usually still defend it. I don’t get why the heck any normal person would like the idea of spending a few months salary on a ring. It’s such a terrible way to start a new marriage, especially with wages being what they are these days.
Diamonds were fairly rare when we used to mine them in Asia and America. And it’s a nice shiny stone which is also very durable.
Then, we found out Africa is actually full of diamonds and DeBeers said “we can’t have that!” and started buying all the African diamonds to keep them away to artificially inflate the price and scarcity.
Then we found out we can make them in labs better than the mined ones and DeBeers sai “that’s not a natural diamond, you don’t want that!” and so on.
The whole marketing about “A diamond is forever!” is to make you think you’ll never want to sell your diamon ring, so you don’t find out your precious gift paid $2,000 is actually wortth $50.
An EA spokeperson would say “it’s all about the experience”.
“Don’t you want to give your significant other a feeling of pride and accomplishment?” - DeBeers.
😂
We can literally make perfect diamonds in a lab, there is literally no reason we are still mining them
It gets worse than that.
Back before lab-made perfect diamonds were a thing, the DeBeers cartel marketed that they had the highest quality diamonds out there, with the fewest imperfections.
Now they market that the imperfections are what gives it character, and you should avoid the actual perfect diamonds and instead get their (blood) diamonds.
Yep!
Industrial applications, but you dont need good ones for that.
An older tradition is to use the birthstone of the person you’re proposing too which is really endearing in my opinion.
I bought my now ex an engagement ring for $1800 and 9 years later it was worth 65 from a pawn shop. I just kept it and I’ll melt it down some day.
That’s grim, never knew about this x.x
Got anything where can I read more on the history?
Tipping in restaurants…pay the workers.
Professors requiring their own, expensive textbook for their course.
First Past the Post voting at elections.
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Religion. Whole cloth.
Dollar stores. A lot of the time they are profiting by selling you a smaller quantity at a slightly lower price. They target low income communities.
Car dealerships. They are awful on purpose. In many places car manufacturers are not legally allowed to sell their cars directly to customers, in order to create what is essentially legally mandated car dealerships, which all suck.
