CVV is printed on the same side as the CC these days. It’s literally as if your CC was 19 numbers long instead of 16. If you still have a card where it’s printed on the back then yeah, it’s sort of a “I have physical access to the card to flip it” factor of authentication.
Two factor how? Some would argue a CVV is a second factor, which is actually used in the US.
(I don’t ask to be combative but to clarify the differences. I would not call a CVV true two factor)
CVV is printed on the same side as the CC these days. It’s literally as if your CC was 19 numbers long instead of 16. If you still have a card where it’s printed on the back then yeah, it’s sort of a “I have physical access to the card to flip it” factor of authentication.
My phone if it isn’t a physical purchase where the chip on the card is used
So true two factor then. Sounds too expensive for American corpos to implement, then…