Experts suggested that more data and education are needed as Texas and the rest of the country build in known flood plains.
I’ve seen it happen multiple times. Most notably where a small town was wiped off the mountainside by a landslide. My senior geologist suggested they rebuild some miles away on a more stable site, but they insisted on rebuilding rigjt where the old town was.
About 10 years later, the town was wiped off the mountainside by another landslide.
So much tax money is wasted on cities built on unsuitable land, New Orleans being a prime example.
If lenders require insurance, and insurers won’t cover it, shouldn’t it stop happening anyway?
The problem there is that the national flood insurance program heavily subsidizes flood insurance and artificially drives down the cost of living in a flood zone.
Depends where your “flood zone” is… If your coastal you get heavy subsidies, if your inland (barring being near some large rivers and lakes) you are subsidizing the coast.
I have to pay flood insurance for a dry brook that hasn’t flooded in its history. It costs over $1,200 a year for my 160k house. If I could get private flood insurance the cost would be 2 to 300, possibly even less.
If there is a acknowledgement that what you are building is in a natural flood zone, why not build according to the environmental conditions of the area?
There must be homes designs that don’t look like the typical “American dream” single family home.
Something on stilts comes to mind.
A house that looked almost exactly like this was swept away by the flood. It was an incredibly sad story (the family described the event in great detail). The family probably did everything they could’ve done. At a certain point the government NEEDS to intervene. A family can’t reasonably do their own weather analysis, flood plane analysis, or build and maintain their own alert system.
probably would be too expensive, and cost prohibitive, and even if they make that kind of house flooding can be severe enough where it can still destroy a house.
just like florida does, build in flood plains.
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You’re being a tool. Stop it.
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Good, detailed article. Very informative.
